Are there other options besides paying off your past due bill? Paying off your past due debts will not prevent you from going into foreclosure. To avoid foreclosure you should make sure that you pay your monthly mortgage each and every month. If you,for some reason, is not able to pay the monthly mortgage then [...]

Avoid foreclosure on my townhouse Call a realtor now and make sure they have short sale experience. How your mortgage is resolved is really depending on how much experience your realtor is. She/he will negotiate with the bank to figure out who this process will ultimately affect your credit. Keep making your payments on time. [...]

You can sell it. That is about it.

My husband and I are divorcing. I am staying in the house, however, my husband will not contribute to the house payment. I cannot afford the payment on my income alone. We owe much more than the house is worth. Will the new "Home Affordable" program work for me, since I can afford 31% of [...]

I was several months behind on my mortgage. I am not sure of the foreclosure date, but I know that Welles Fargo sold my house out from under me on July 4th. Is there any way for me to keep my home? Will the Texas Homestead Act help me? the homestead act will not protect [...]

That sounds like a viable solution

it is a 20 year mortgage in its 3rd year it would help enough to stay afloat. it is not my residence and is sitting empty. i understand that i would need to speak with my lender . what i need to know is this a valid offer to give my lender. http://www.H0MEASSURE.com might be [...]

My friend’s husband left her and they are about to foreclose on their condo unless they can get the bank to take the loan back. what are the odds? Good? Any tips to get the bank to cooperate? Or any unrelated creative ideas about the situation? one-bedroom condo, 2K/month, $280K, great location in san diego [...]

Newly divorsed, just sold house thats behind in payments, owe more than it was sold for Looking For the Debt Settlement Program Thats Right For You By: Jason Niesen There are tons of articles like this one at this web site. Plus, there are companies that your can research too. Good luck!

A friend of mine told that this was true in Texas where we live. She said that the buy the house from the mortgage holder and lease it back to the home owner with the option to purchase it back typically within a year. She says this allows the home owner to reestablish their credit [...]